Your customer applies
A mobile number and a PAN are enough to start — Xaler can prefill the rest of the form.
Trusted by 500+ businesses
Verify any customer, in one API call.
Next-gen fintech verification powered by artificial intelligence and seamless API integrations — PAN, Aadhaar, bank accounts, GST and credit bureaus behind a single key.
- PAN
- Aadhaar
- Bank AA
- GSTIN
- CIBIL
- e-Sign
Income Tax Department
ABCDE1234F
- pan
- ABCDE1234F
- name
- SAMPLE NAME
- category
- Individual
- aadhaar_linked
- true
- status
- VALID
Valid
Checked against the issuing source
Illustrative sample response — not a live API call.
Trusted by lending and fintech teams
PANAadhaarBank statementsGSTCredit reportsPenny drop
How it works
From sign-up to decision, in one flow.
Identity, checked at the source
PAN verified, the name matched and Aadhaar e-KYC completed with the customer’s consent.
Bank data, with consent
Statements shared through the Account Aggregator network, then analysed for you.
Decide on the full picture
The credit report and every check in one place, each one a single Xaler API call.
Get startedStep 1 of 4
Mobile number+91 98XXX XXX10
PANABCDE1234F
Name and date of birth prefilled
ContinueVerifying youStep 2 of 4
- PAN verifiedSAMPLE NAME · Individual
- Name matched98% match
- Aadhaar e-KYCCompleted with consent
Identity confirmed
ContinueShare statementsStep 3 of 4
Continue
Application summaryStep 4 of 4
762Credit score
- IdentityVerified
- Bank accountActive
- StatementsAnalysed
- Credit reportReceived
Illustrative screens
Products
Six families of checks. One key.
Every product sits behind the same API, the same wallet and the same call history.
Confirm a person is who they say they are.
Checked against the document’s issuing source, returned as structured fields.
- PAN
- Aadhaar e-KYC
- DigiLocker
- Voter ID
- Passport
- Driving licence
See the statements, not just the balance.
Through the Account Aggregator network, net banking or PDF — analysed for you.
- Account Aggregator
- Bank statement AI
- Penny drop
- Net banking
Underwrite on the full picture.
Scores and complete credit reports from India’s bureaus.
- TransUnion CIBIL
- Experian
- CRIF
Validate a business — and who stands behind it.
GST registration, status and the contacts linked to it.
- GST advanced
- GST by PAN
- GST to contact
Signed, and on record.
Aadhaar-based signatures and recorded consent on your documents.
- Aadhaar e-Sign
- Clickwrap
Start from just a mobile number.
Prefill forms, link accounts and trace contacts.
- Mobile prefill
- Mobile to account
- Skip tracing
500+Businesses served
10M+API calls processed
99.9%Uptime guaranteed
50+API integrations
Why Xaler
One connection. Every source behind it.
Xaler reaches India’s verification sources through licensed partners, so you sign one agreement and build against one API.
- Prepaid walletEvery billed call records its price in your wallet ledger.
- Failed calls are freeRecorded with the reason, never charged.
- Every call on recordSearch by transaction ID, request ID or mobile number.
- Access for your whole teamSub-users, each with the checks you allow.
Powered by licensed partners
TransUnion CIBIL
Signzy
Zoho
Pricing
Plans that grow with you.
Starter
For small fintech startups
₹25,000/ month
- Basic KYC verification
- 25K API calls / month
- Standard support
Pro
For growing fintechs
₹50,000/ month
- Advanced KYC & bank data
- 50K API calls / month
- Priority support
Enterprise
For large-scale fintechs
₹1,00,000/ month
- Full suite + analytics
- 1 lakh API calls / month
- 24/7 dedicated support
Clients
What our clients say.
“Xaler’s AI verification cut our onboarding time in half.”
“The API integration was a game-changer for our platform.”
Case study · KYC
Global Bank KYC: verification time reduced by 70% with Xaler’s AI-driven KYC.
“Xaler’s solutions ensure our data is always secure.”